If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
I have spoken with many people who believe that as long as they track the ins and outs of their cash flow, they are doing a good job of accounting for both their households and their small businesses. | Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| OptimumBank 2 Year CD Account |
1.20%
Date: Feb 16, 2012
|
| TransCapital Bank 2 Year CD Account |
1.20%
Date: Feb 14, 2012
|
| First East Side Savings Bank 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| Biscayne Bank 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| Bank of Coral Gables 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| EverBank 2 Year CD Account |
1.01%
Date: Feb 20, 2012
|
| EverBank 2 Year CD Account |
1.05% to
1.01% Date: Feb 20, 2012
|
| EverBank 12 Month CD Account |
0.75% to
0.70% Date: Feb 20, 2012
|
| First Citizens 2 Year CD Account |
0.70% to
0.50% Date: Feb 20, 2012
|
| First Citizens 12 Month CD Account |
0.45% to
0.25% Date: Feb 20, 2012
|
| OptimumBank 2 Year CD Account |
0.95% to
1.20% Date: Feb 16, 2012
|
| OptimumBank 12 Month CD Account |
0.65% to
0.85% Date: Feb 16, 2012
|
